Hampton Branch Temporarily Closed
Our branch in Hampton is temporarily closed due to smoke damage. For service, please contact us or visit another nearby Merchants Bank location in Cannon Falls, Hastings or Northfield. Thank you.
Home Loans
To start the mortgage application process online, choose your local lender and click apply now.
Getting Started with Your Home Loan
Find a mortgage loan that meets your home financing needs from a local lender and partner you can trust. We share your home dreams and will work with you through the home loan process. You can expect:
- An initial conversation about your goals. If you’re still saving to purchase a home and have questions we can help with, or if mortgage pre-approval is the next step, we’ll determine the mortgage loan amount you may qualify for and the documentation you’ll need to begin the process.
- Or, if you choose, you can simply apply online by selecting to work with a local lender. You start the process based on your comfort level.
- When you have found your home and the mortgage application is finalized, we will keep you informed at every stage as it moves through the review process. Learn more about how rates affect your loan.
- You will have nothing less than exceptional service from your dedicated mortgage loan expert, as well as your team of a mortgage underwriter, mortgage processor and closing expert tending to your application.
Your Dream House. Our Support.
Finding a home that feels uniquely you - that's important. Whether you're hunting for your next house, want to renovate your current space or build from scratch, our team is committed to making your dreams a reality. Let's build together.
All mortgage loans are subject to credit approval.
Recommended Resources
Use our mortgage resources to calculate how much home you may be able to afford, understand more about the home buying process, understand how your credit score is determined, and more.
