Hampton Branch Temporarily Closed
Our branch in Hampton is temporarily closed due to smoke damage. For service, please contact us or visit another nearby Merchants Bank location in Cannon Falls, Hastings or Northfield. Thank you.
Vacant Lot Loan
Preparing to build your home can start with a lot loan.
Want to Secure Your Land Before Building?
A vacant lot loan is ideal if you want to secure a building site but aren't ready to start construction immediately. Our lot loans provide up to 90% loan-to-value financing, giving you the flexibility you need when financing a project in the distant future.
With Merchants' 10% down program, you can finance up to a 40-acre lot size. Larger parcels may be allowed with larger down payments.
All mortgage loans are subject to credit approval.
Recommended Resources
Online & Mobile Banking
Take advantage of our Online & Mobile Banking tools, giving you the freedom to do more with your money.
Credit Cards
Earn rewards at competitive rates when you borrow with a Merchants Visa® Credit Card.
Relationship Checking
The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!