Rural Development Mortgage
A specialty home loan program designed for those looking to buy a home in a rural area.
If you dream of living in a rural area and are seeking a more affordable option for buying a home, a loan through the USDA Rural Development Guaranteed Housing Loan Program may fit your needs. This program is specifically designed to help low and very-low-income applicants access safe and affordable housing in eligible rural areas.
Rural Development Mortgage Features:
- 0% down option available
- Flexible rates and terms to fit your income
- Funds should be used for a property that will be your primary residence and generally less than 2,000 square feet
All mortgages are subject to credit approval.
Home Equity Line of Credit
Access to credit when you need it with the flexibility of a Home Equity Line of Credit.
Relationship Checking
The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!
Credit Cards
Earn rewards at competitive rates when you borrow with a Merchants Visa® Credit Card.