Hampton Branch Temporarily Closed

Our branch in Hampton is temporarily closed due to smoke damage. For service, please contact us or visit another nearby Merchants Bank location in Cannon Falls, Hastings or Northfield. Thank you.

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St. Charles

1130 Whitewater Avenue
St. Charles, MN 55972

(507) 932-4610

Hours

Lobby Hours

Lobby Hours
Monday 8:30 a.m. - 4:00 p.m.
Tuesday 8:30 a.m. - 4:00 p.m.
Wednesday 8:30 a.m. - 4:00 p.m.
Thursday 8:30 a.m. - 5:00 p.m.
Friday 8:30 a.m. - 4:00 p.m.
Saturday Closed
Sunday Closed

Drive Up Hours

Lobby Hours
Monday 7:30 a.m. - 5:00 p.m.
Tuesday 7:30 a.m. - 5:00 p.m.
Wednesday 7:30 a.m. - 5:00 p.m.
Thursday 7:30 a.m. - 5:00 p.m.
Friday 7:30 a.m. - 5:00 p.m.
Saturday 8:00 a.m. - 12:00 p.m.
Sunday Closed

Observed Holidays

January 1
Closed for New Year's Day
May 27
Closed for Memorial Day
July 4
Closed for Independence Day
September 2
Closed for Labor Day
November 28
Closed for Thanksgiving
December 24
Closed at Noon for Christmas Eve
December 25
Closed for Christmas
January 1, 2025
Closed for New Year's Day

Services

  • Notary
  • Drive Up ATM
  • Safe Deposit Box

Local Leadership

Our St. Charles location is guided by our Regional President-South Region and the Merchants Bank Charter Board, made up of community members and business professionals. 

Regional President-South Region: Erick Maki

Merchants Bank Charter Board

Community Involvement

Being a community leader is who we are. Our team volunteers thousands of hours each year in leadership and education roles in addition to local events.

Our local team is proud to coordinate the 10 Days of Giving food drive, an annual community collaboration between Merchants Bank in St. Charles and the Hometown Resource Center to help stock local food shelves each winter. Since 1989, the drive has collected thousands of pounds of food and helped thousands of people in the area.

Upcoming Events

Click here to see our company-wide calendar. Read about recent events.

Dec 01
Dec 10

10 Days of Giving - St. Charles

December 1-10

Merchants Bank - St. Charles
1130 Whitewater Avenue, St. Charles, MN 55972


Our community needs your support! Please consider bringing non-perishable food items or a monetary donation to our lobby to support the 10 Days of Giving food drive and Hometown Resource Center food shelf.

Dec 12

St. Charles Holiday Open House

Thursday, December 12
9:00 a.m. - 4:00 p.m.

Merchants Bank - St. Charles
1130 Whitewater Avenue, St. Charles, MN 55972



We’re thankful for your continued support throughout the year and kindly invite you to join us for holiday treats in our lobby.

Please bring your gift of item or monetary donations into our lobby to support the 10 Days of Giving food drive and Hometown Resource Center food shelf.

Merchants walked me through everything I needed as a new commercial property owner. From the original loan to purchase the property to setting up automatic payments for my tenants, their team made sure I was taken care of.

Tim Sexton

Property Owner

St. Charles joined the Merchants Bank family in 1990 when Merchants acquired the First National Bank in St. Charles.

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